Annual Percentile Rate for loans & advances for Individuals
| Annual Percentile Rate(APR) for loans and advances for Individuals |
| SCHEME |
APR |
| Housing Loan |
9.85% |
| Vijay Kisan Home Loan |
9.85% |
| Vehicle loan(up to Rs 2. lakhs) |
10.25% |
| Vehicle loan(Above Rs 2. lakhs) |
10.30% |
| Education loan (UPTO Rs 4.00 Lakhs) |
11.65% |
| Education loan (UPTO Rs 7.50 Lakhs) |
12.31% |
| Education loan (ABOVE 10 Lakhs Lakhs) |
12.29% |
| Skill Loan scheme |
11.65% |
| Personal Loan |
14.51% |
| Personal loan for Pensioners |
13.43% |
| V-Mortgage Loan |
12.58% |
| V-Reverse Mortgage |
11.05% |
| V-Vehicle Upto Rs.2.00 Lakh |
11.68% |
| V-Vehicle above Rs 2 lakhs to upto Rs.25.00 Lakh |
11.74% |
| V-Vehicle Above Rs.25.00 Lakh |
11.74% |
| V-Mudra Card |
9.85% |