Annual Percentile Rate for loans & advances for Individuals
Annual Percentile Rate(APR) for loans and advances for Individuals |
SCHEME |
APR |
Housing Loan |
9.85% |
Vijay Kisan Home Loan |
9.85% |
Vehicle loan(up to Rs 2. lakhs) |
10.25% |
Vehicle loan(Above Rs 2. lakhs) |
10.30% |
Education loan (UPTO Rs 4.00 Lakhs) |
11.65% |
Education loan (UPTO Rs 7.50 Lakhs) |
12.31% |
Education loan (ABOVE 10 Lakhs Lakhs) |
12.29% |
Skill Loan scheme |
11.65% |
Personal Loan |
14.51% |
Personal loan for Pensioners |
13.43% |
V-Mortgage Loan |
12.58% |
V-Reverse Mortgage |
11.05% |
V-Vehicle Upto Rs.2.00 Lakh |
11.68% |
V-Vehicle above Rs 2 lakhs to upto Rs.25.00 Lakh |
11.74% |
V-Vehicle Above Rs.25.00 Lakh |
11.74% |
V-Mudra Card |
9.85% |