Interest Rates on Contracted Loan

Loans for the past quarter for different categories  of advances granted to individual borrowers along with mean interest rates for such loans

Type of Scheme ROI_MIN ROI_MAX Mean Rate
Agricultural cash credit 11.35 13.85 12.60
Agri EI Term loan 7.00 16.85 11.93
Restructured Agri EI TL 16.85 16.85 16.85
VIJAYA KISSAN TATKAL SCHEME 10.40 11.90 11.15
VIJAYA KRISHA MITRA AG TL 10.10 12.85 11.48
VIJAYA KRISHI MITRA NON EI 10.40 12.85 11.63
AG SL FARM HOUSE EI 9.90 9.90 9.90
AG SL FARM HOUSE NON EI 9.85 9.90 9.88
Agri NON EI Term loan 10.10 16.85 13.48
JL CC AGRI 6.85 12.85 9.85
V - TRADE CASH CREDIT 9.50 16.75 13.13
V- CASH CASH CREDIT 13.85 13.85 13.85
CASH CREDIT(HYP) GENERAL 9.85 17.10 13.48
CASH CREDIT PLEGDE 10.50 16.85 13.68
VIJAYA GOLD CASH CREDIT 10.10 13.60 11.85
WEAVER CREDIT CARD CCH 10.40 11.70 11.05
CC (HYP) V - DOCTOR 11.35 11.65 11.50
CCH - MSE VIJAY 9.85 13.35 11.60
SHG-NRLM INTENS DIST 7.00 11.85 9.43
SHG-NON NRLM INTENS DIST 11.85 11.85 11.85
CC - V CASHEW 11.15 11.15 11.15
CC - NULM INDIVIDUAL ENTERP 12.40 12.40 12.40
CC - NULM GROUP ENTERP 12.90 12.90 12.90
CASH CREDIT (HYP) - V CONTR 11.60 16.85 14.23
CC(HYP) V - MUDRA CARD 9.85 27.00 18.43
CCH-MSME V -SWADESH 11.85 13.40 12.63
GSS / SUBSIDY LINKED SCHEME 4.00 13.85 8.93
DEVOLVEMENT LOAN 11.90 13.85 12.88
FDBP WITHOUT LC 10.10 10.10 10.10
FUDBP - WITHOUT LC 10.10 14.35 12.23
BDFC - WITHOUT LC 4.46 4.53 4.50
FDBP WITHOUT LC 10.10 14.35 12.23
FUDBP - WITHOUT LC 10.10 10.66 10.38
BPFC - WITHOUT LC 4.21 4.53 4.37
BDFC - WITHOUT LC 4.13 4.13 4.13
STAFF HOUSING LOAN 9.85 9.85 9.85
INLAND CHEQUES PURCHASED 11.90 14.75 13.33
USANCE BILLS PURCHASED W/O LC 9.85 9.85 9.85
USANCE BILLS DISCOUNTED UNDER LC 9.85 14.85 12.35
JEWEL LOAN (AGRICULTURE) 6.85 20.35 13.60
JL - NON AGRI UPTO 15 LAKHS 10.10 11.65 10.88
JL - NON AGRI WITH EMI 10.10 11.65 10.88
JL TL AGRI (NON SUBV) 7.00 11.90 9.45
STAFF JEWEL LOAN 9.85 12.35 11.10
LOAN AGAINST TERM DEPOSIT 0.00 27.00 13.50
LOAN AGAINST NRE DEPOSIT 9.00 11.50 10.25
CC LAGHU UDYAMI CARD 9.85 15.35 12.60
HL RAJIV RINN YOJANA 9.85 9.90 9.88
HL - VIJAYA KISSAN HOME LOAN 9.85 9.85 9.85
HL V-HOME LN - STEPPED UP E 9.85 9.85 9.85
HL HOUSING LOAN TO INDIVIDUAL 4.00 16.35 10.18
H L REPAIR AND RENOVATION 9.85 9.85 9.85
MORTGAGE LOAN V-RENT 11.85 14.10 12.98
,ORTGAGE LOAN GENERAL - EMI 11.35 16.85 14.10
ML V-DHANVANTARI 11.40 12.85 12.13
ML GENERAL NON-EI 11.15 16.60 13.88
V REVERSE MORTGAGE LOAN 11.00 11.00 11.00
HOUSING LOAN (ISHUP SCHEME) 9.85 9.95 9.90
ML - MSE VIJAY 10.65 11.15 10.90
ML V - CASHEW 11.15 11.15 11.15
LMV SRTO 10.40 12.90 11.65
V - WHEELS 9.85 12.25 11.05
V - VEHICLE SRTO 10.90 11.65 11.28
LMV OFFICERS ONLY(4W) 9.85 9.85 9.85
LMV OFFICERS AND AWARD (2W) 9.85 9.85 9.85
LMV CLERICAL ONLY (4W) 9.85 9.85 9.85
LMV SUB STAFF AND PTS(BICYCLE) 9.85 9.85 9.85
CASH CREDIT (MISC) 9.50 14.45 11.98
OVERDRAFT(SECURED) 8.00 30.00 19.00
OVERDRAFT(CLEAN) 7.00 27.00 17.00
OD - V- VYAPAR 11.40 16.10 13.75
CLAIM PAID AGAINST BG 17.85 17.85 17.85
PAYMENT - DEV BUYERS CREDIT 17.85 17.85 17.85
SHG - SKDRDP 11.10 11.10 11.10
SHG - SKDRDP - KARKALA 9.85 27.00 18.43
OD(SEC) - EDU INSTITUTIONS 17.85 17.85 17.85
STAFF OVERDRAFTS 9.85 11.75 10.80
PACKING CREDIT LOAN - INR 10.10 14.35 12.23
PACKING CREDIT LOAN - PCFC 4.00 4.55 4.28
PL - EDUCATIONAL LOAN 10.15 20.65 15.40
V - CASH 10.75 14.10 12.43
PRONOTE LOAN GENERAL - EMI 4.00 16.85 10.43
V - PENSION 11.90 13.90 12.90
PRONOTE LOAN GENERAL - NON EI 9.85 16.85 13.35
PL - EDU LOAN OLD SCHEME 11.65 11.65 11.65
PL EDU LOAN ISB ( CLEAN) 11.90 12.60 12.25
PL -ED LN-VOCATIONAL -CLEAN 11.15 12.10 11.63
PL-V-EDN PR CENTRAL INST 11.15 11.15 11.15
STAFF PRONOTE LOAN 10.10 10.10 10.10
STAFF TERM LOAN 10.10 10.10 10.10
VIJAYA TOP UP (UNSECURED) 13.10 13.10 13.10
V - MORTGAGE - SL 12.35 16.35 14.35
SL - V - EQUIP 9.85 14.35 12.10
V- SOLAR 11.70 14.35 13.03
V - SOLAR (HEATING) 12.35 14.35 13.35
STAFF SECURED LOAN 5.00 14.60 9.80
STAFF SL-FURNITURE 5.00 5.00 5.00
SL - EDUCATION LOAN 11.10 13.85 12.48
SL V-MANGALA 12.35 12.35 12.35
SEC - LOAN GENERAL EI 4.00 20.65 12.33
SEC - LOAN GENERAL NON EI 9.85 16.85 13.35
SL V - SWASHAKTI 10.10 14.85 12.48
VSOD (TL) 12.85 13.85 13.35
VSOD (WCDL) 12.85 13.85 13.35
V SOLAR (JNNSM) 14.35 14.35 14.35
V SOLAR - WATERHEAT (JNNSM) 12.10 14.35 13.23
WEAVER CREDIT CARD -TL 10.90 11.70 11.30
SL - V - DOCTOR 11.40 11.40 11.40
SL - V - DHANYA RICE MILL 11.90 12.40 12.15
SL - V - DHANYA DALL MILL 12.90 12.90 12.90
SL-EDN-MGMT QTA-NON IBA 11.90 12.40 12.15
SL - V - VYAPAR 11.35 11.90 11.63
SL - V - RESTAURANT 11.90 11.90 11.90
SL - V - DHANYA FLOUR MILL 11.90 12.90 12.40
SL - ESTATE PURCHASE EI 12.85 12.85 12.85
SL - ESTATE PURCHASE NON EI 11.90 12.85 12.38
SL - VIAJYA FI GEN TL 4.00 9.85 6.93
SL - MSE VIJAY 10.40 11.90 11.15
SHG - NRLM INTENSIVE DIST 7.00 11.85 9.43
SHG - NRLM NON INTENSE DIST 11.85 11.85 11.85
VIJAYA MANGALA 12.35 12.55 12.45
SL V - CASHEW 11.15 11.15 11.15
SL - NULM - INDIVIDUAL ENTERP 7.00 12.40 9.70
SL - NULM GROUP ENTERPRISES 12.90 12.90 12.90
VIJAYA TOP UP LOAN 12.10 12.35 12.23
SL - MSME V-SWADESH 11.85 12.35 12.10
VFRL SCHEME 5.01 6.46 5.74
VIJAYA GENERAL CREDIT CARD 9.25 11.90 10.58
CC - VIJAYA KRISHI CARD 2.70 18.85 10.78
VKC REVISED - TL - EI 10.10 16.85 13.48
VKC REVISED - TL - NON EI 7.00 16.85 11.93
RESTURUCTURED VKC A/C - TL 6.85 12.40 9.63
CC - VIJAYA PLANTERS CARD 6.85 12.85 9.85
WORKING CAPITAL DEMAND LOAN 9.85 14.60 12.23
VSOD (WC) 11.15 13.85 12.50
WC - VDHANYA - RICE MILL 11.90 11.90 11.90
WC - VDHANYA - DALL MILL 12.90 12.90 12.90
WC - VDHANYA - FLOUR MILL 12.90 12.90 12.90
WC - V RESTAURANT 11.85 13.20 12.53
AG COMMODITY PLEDGE LOAN 10.85 10.85 10.85

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