Vijaya Top Up Loan

Purpose :

     Any purpose other than speculative

Eligibility :
1.    For the existing home loan borrowers or to their spouse
2.    Minimum Housing loan amount availed should be minimum Rs.10 Lac
3.    After minimum one year’s of regular repayment of existing Home Loan

Loan Amount :
75% of the amount repaid in Home Loan with minimum of Rs.1.00 Lac and maximum Rs.10.00 Lac based on certain criteria

Rate of Interest :
     Secured Loan : BR+2.25% (floating)
     Unsecured Loan : BR+3.25% (floating)

Repayment Period :
     Maximum : 60 months

*Conditions apply

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