Inland Remittances

SL.
NO
Services Other than individuals Individuals
Other than rural Rural
1.
 
 
 
 
 
 
Service Charges on DD / MT / TT
Up to Rs    1, 000/- Rs.30 Rs. 25 Rs.20
Above Rs   1,000/- up to Rs   5,000/- Rs.40 Rs.35 Rs.30
Above Rs   5,000/- up to Rs 10,000/- Rs.40 Rs.35 Rs.30
Above Rs 10,000/- up to Rs. 1 lakh Rs 2.50 per thousand or part thereof with a minimum of Rs.50/- Rs 2.50 per thousand or part thereof with a minimum of Rs.40/-   Rs 2 per thousand or part thereof with a minimum of Rs.35/-
Above Rs 1.00 lakh up to Rs.10 lakhs Rs.2.50 per thousand or part thereof with a minimum of Rs 250/-< /font> Rs.2.25 per thousand or part thereof with a minimum of Rs 250/-< /font> Rs.2 per thousand or part thereof with a minimum of Rs 200/-
Above Rs.10 lakhs Rs.2.25 per thousand or part thereof, with a minimum of Rs.2500/- and maximum of Rs.12000/- Rs.2.00 per thousand or part thereof, with a minimum of Rs.2300/- and maximum of Rs.10000 Rs.2.00 per thousand or part thereof, with a minimum of Rs.2300/- and maximum of Rs.10000/-
2.
 
 
 
 
 
 
Transfer of funds on CBS Platform
A. General (HOC 148/05)
a)    From customers own account to any account i.e. either own account or third party account with any CBS branch located in the same clearing centre Nil Nil Nil
b)    From customers own account to his another account with any CBS branch, irrespective of location. Nil Nil Nil
c)    To transfer amount to the account of third party with any CBS branch located outside the clearing centre 50% of existing ‘exchange’ on remittances (mentioned in (1) above) without any out of pocket expenses 50% of existing ‘exchange’ on remittances (mentioned in (1) above) without any out of pocket 50% of existing ‘exchange’ on remittances (mentioned in (1) above) without any out of pocket expenses
B. Remittance facility to customers of CBS branches, who maintain higher monthly average balance in their SB/Current account (HOC 148/05)
Where the monthly average is
a)    Rs.1.00 lakh to less than Rs.3 lakhs Free remittance per transaction amount up to Rs.25,000/- subject to a maximum of 4 transaction in a month Free remittance per transaction amount up to Rs.25, 000/- subject to a maximum of 4 transaction in a month Free remittance per transaction amount up to Rs.25,000/- subject to a maximum of 4 transaction in a month
b)    Rs. 3 lakhs to less than Rs. 5 lakhs Free remittance per transaction amount up to Rs.75,000/- subject to a maximum of 4 transaction in a month Free remittance per transaction amount up to Rs.75,000/- subject to a maximum of 4 transaction in a month *Free remittance per transaction amount up to Rs.75,000/- subject to a maximum of 4 transaction in a month
c)    Rs. 5 lakhs to less than Rs.10 lakhs Free remittance per transaction amount up to Rs.1,25,000/- subject to a maximum of 4 transaction in a month Free remittance per transaction amount up to Rs.1,25,000/- subject to a maximum of 4 transaction in a month *Free remittance per transaction amount up to Rs.1,25,000/- subject to a maximum of 4 transaction in a month
d)    Rs. 10 lakhs & above Free remittance per transaction amount up to Rs.2,50,000/- subject to a maximum of 4 transactions in a month. Free remittance per transaction amount up to Rs.2,50,000/- subject to a maximum of 4 transactions in a month. *Free remittance per transaction amount up to Rs.2,50,000/- subject to a maximum of 4 transactions in a month.
Note / Explanation: (a) Transactions exceeding the amounts and occasions specified in a month, the charges will be 50% of the existing charges on remittances without any out of pocket expenses (b) * However there may not be such accounts under this category.
C. Cash transactions (HOC 189/05)
i)      Withdrawal by the account holder (himself) against Multi City Cheques Under SB Account up to Rs. 50,000/- (per day) and under other operative account [C.A/c, CC(M), CC(H)]up to Rs. 1.00 lac. (per day)
    All cases Nil Nil Nil
ii)     Deposit of cash (in other than parent branch) for the credit of own SB Account and other operative account by the account holder himself (HO Circular No. 205/07)
a) Within the Clearing Centre Nil Nil Nil
b) Outside the Clearing Centre 50% of existing ‘exchange’ on remittances without any out of pocket expenses 50% of existing ‘exchange’ on remittances without any out of pocket expenses 50% of existing ‘exchange’ on remittances without any out of pocket expenses (Subject to guidelines issued from time to time in respect of V-Saral Accounts)
Note : Cash remittance by 3 rd party should be less than Rs.50000/-
3.
 
 
 
 
 
 
Exchange on Banker's cheques / Pay orders / Local Drafts
Up to  Rs   1,000/- Rs.25 Rs.20 Rs.15
Above Rs   1000/- up to  Rs. 5,000/- Rs.40 Rs.35 Rs.30
Above Rs. 5,000/- up to  Rs.10,000/- Rs.40 Rs.35 Rs.30
Above Rs.10,000/- up to Rs. 1 lakh Re.2.50 per thousand or part thereof with a minimum of Rs.50 Re.2.50 per thousand or part thereof with a minimum of Rs.40/- Re.2.00 per thousand or part thereof with a minimum of Rs.35/-
Above Rs. 1 lakh    up to Rs.10 lakhs Re.2.50 per thousand or part   thereof with a minimum of Rs.250/- Re.2.50 per thousand or part   thereof with a minimum of Rs.250/- Re.2.00 per thousand or part   thereof with a minimum of Rs.200/-
Above Rs.10 lakhs Re.2.25 per thousand or part   thereof with a maximum of Rs. 12000 Re.2.00 per thousand or part   thereof with a maximum of Rs. 10000 N A
4.
 
 
 
 
 
 
Remittance against tender of cash
i) For Account Holders Applicable Normal rate Applicable Normal rate Applicable Normal rate
ii) For Non account holders
a)    Up to Rs.25,000/- Applicable Normal rate Applicable Normal rate Applicable Normal rate
b)    Above Rs.25,000/- subject to obtaining of PAN where the amount is Rs. 50,000/- and above Applicable Normal charges + 50% of normal charges as additional charges Applicable Normal charges + 50% of normal charges as additional charges Applicable Normal charges + 50% of normal charges as additional charges
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